Articles


Along with articles written by members of the Go Get Experts staff and our National Advisory Council, we also search the Internet, magazines and books to provide the best, most up-to-date information for you. Please bookmark this page and check back often for our latest articles including tips on choosing a real estate agent, loan officer, escrow officer or notary public; info on mortgage programs, the escrow process, title insurance, home buying, home selling, FICO scores, credit repair, and bankruptcy. Send us an email if there's a new topic you'd like to see covered here.


New England Crackdown for Entertainment

by Sharon Hassler, President, Go Get Experts

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield.

This week’s video deals with a mortgage company that solicited tickets to sports events and music concerts as well as dinners in exchange for referring business. 1-800-East-West Mortgage Company settled […]


Posted: June 25th, 2006
Topic : RESPA Updates


“Title Group Builders” Nailed with HUD Fine

by Sharon Hassler, President, Go Get Experts

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield.

This week’s video deals with a $226,000 fine for “Title Group Builders” in Tennessee. HUD determined that First American Title paid the nine builders that make up Title Group Builders […]


Posted: June 12th, 2006
Topic : RESPA Updates


Ask the TITLEMAN™ - Affidavit Terminating Rights; Power of Attorney; Title Insurance License

by John T. Lotardo aka TITLEMAN™-Sr VP/General Counsel, Stewart Title & Trust of Phoenix

Q. Is there something in the statutes that covers this? We have received mixed information that in order to properly remove a deceased person from the property you have to record the “death certificate” along with a copy of the deed, while we have also been told that all that is needed is […]


Posted: June 5th, 2006
Topic : Ask the TITLEMAN™


Prudential Fined $48,000 for RESPA Violation

by Sharon Hassler, President, Go Get Experts

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield.

This week’s video addresses a party thrown by Wells Fargo for Prudential real estate agents in Hawaii. How could a clambake go so wrong and cost Prudential $48,000? Watch the […]


Posted: May 15th, 2006
Topic : RESPA Updates


Court Decisions Cause RESPA Compliance Confusion

by Sharon Hassler, President, Go Get Experts

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield.

Three U.S. Appeals Court found mark-ups do not violate the fee-splitting prohibitions of RESPA while three other Circuit Courts affirmed the department’s position that markups can violate the fee-splitting prohibitions […]


Posted: May 10th, 2006
Topic : RESPA Updates


Real Computer Support in Real Time

by Stephen M. Canale, Trainer, Speaker, Author

Few phrases can bring as much anxiety to the computer user as “Contact Tech Support”—and for many good reasons.

For some, this phrase means endless “hold” times with little hope of a favorable outcome. To others, the expectation is a broken conversation with an outsourced third-party somewhere overseas. As one reader recalled a past support conversation, […]


Posted: May 7th, 2006
Topic : General Interest, General Interest


RESPA Violations Can Mean Big Fines and Jail Time

by Sharon Hassler, President, Go Get Experts

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield.

This week’s video discusses sham operations and fees for no service and the resulting big fines and possible jail time for a former VP of FLEET (now Bank of American) and […]


Posted: April 30th, 2006
Topic : RESPA Updates


Ask the TITLEMAN™ - Disclaimer Deed; Legal Problems; Leases

by John T. Lotardo aka TITLEMAN™-Sr VP/General Counsel, Stewart Title & Trust of Phoenix

Q. I have a question in regards to disclaimer deeds. We have a lender who is requiring a new disclaimer deed signed by a spouse even though the spouse signed one in 1997. Since then, the spouse has had no reason to sign a new one - has not signed or joined […]


Posted: April 30th, 2006
Topic : Ask the TITLEMAN™


What Are Contingencies and Why Are They So Important?

by Sandy Gadow, Author, President, EscrowHelp.com

TIP: Contingencies protect both parties from any surprises and leave a way out of the contract. They should be carefully drafted and can be made specific to your particular transaction.

A contingency is a condition in a Purchase Agreement which states that the agreement is reliant upon certain events taking place, such as approval of a […]


Posted: April 25th, 2006
Topic : Real Estate Tips


Ask the TITLEMAN™ - Disclaimer Deeds; Legal Description; Tax Values

by John T. Lotardo aka TITLEMAN™-Sr VP/General Counsel, Stewart Title & Trust of Phoenix

Q. A good friend brought a recent column to my attention. The question was from a woman who had signed a Disclaimer Deed on her family home and now was facing divorce and potentially nothing in the settlement. She referred to herself as stupid, as I have so many times in my similar plight. […]


Posted: April 17th, 2006
Topic : Ask the TITLEMAN™


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