Articles


Along with articles written by members of the Go Get Experts staff and our National Advisory Council, we also search the Internet, magazines and books to provide the best, most up-to-date information for you. Please bookmark this page and check back often for our latest articles including tips on choosing a real estate agent, loan officer, escrow officer or notary public; info on mortgage programs, the escrow process, title insurance, home buying, home selling, FICO scores, credit repair, and bankruptcy. Send us an email if there's a new topic you'd like to see covered here.


Ask the Titleman™ - Beneficiary Deed; Community Property; Probate

by John T. Lotardo aka TITLEMAN™-Sr VP/General Counsel, Stewart Title & Trust of Phoenix

Q. If someone owns a piece of property and then does a Beneficiary Deed to her son and then she dies, does the property go to him? Second Question- If she wants to sell the property and she records the bene deed, will he have to sign off on the property?
A. […]


Posted: December 2nd, 2006
Topic : Ask the TITLEMAN™


Free Virtual Tours Violate RESPA

by Sharon Hassler, President, Go Get Experts

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield.

Dr. Lacefield reviews this HUD case where six title companies in Texas being fined for financing virtual home tour programs to certain real estate agents as an incentive to refer […]


Posted: November 28th, 2006
Topic : RESPA Updates


Ask the TITLEMAN™ - Affidavit of Succession; Settlement; Transfer of Interest

by John T. Lotardo aka TITLEMAN™-Sr VP/General Counsel, Stewart Title & Trust of Phoenix

Q. We have an escrow for vacant land selling around $80,000.00. The Seller has recorded, but he has not filed, the Affidavit of Succession. I thought the ceiling for this type of doc is $50,000.00 and only for a home and not vacant land. What document should be filed with the County Clerk?
A. […]


Posted: November 25th, 2006
Topic : Ask the TITLEMAN™


Mortgage Loan Fraud - Holding the Lender Accountable

by Beth Cary, Certified Senior Escrow Officer

Loan fraud is a hot topic in the news lately. It seems that reported cases of loan fraud are on the rise and governmental agencies are struggling to get a handle on the situation. The reality is that loan fraud hurts us all. It results in the limitation of the financing options […]


Posted: November 25th, 2006
Topic : Loan Basics, General Interest


Two Brothers in Georgia File Cases Against Countrywide

by Sharon Hassler, President, Go Get Experts

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield.

This week Dr. Lacefield reviews two court cases against Countrywide based on RESPA claims filed by two brothers in Georgia. The court dismisses one case but refuses to dismiss the […]


Posted: November 25th, 2006
Topic : RESPA Updates


Ask the TITLEMAN™ - Quit Claim; Commercial Property; Community Property

by John T. Lotardo aka TITLEMAN™-Sr VP/General Counsel, Stewart Title & Trust of Phoenix

Q. Our mother died 5 years before father Quit Claimed their house (in its entirety) to another daughter and son-in law. If our parents had the Deed to the house as Community Property and not Community Property Right of Survivorship, could my father Quit Claim the entire Real Property or just his share? Wouldn’t […]


Posted: October 26th, 2006
Topic : Ask the TITLEMAN™


New HUD Forms: Good Faith Estimate and Mortgage Package Offer - Part 2

by Sharon Hassler, President, Go Get Experts

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield.

The latest video continues the discussion of the new HUD/RESPA forms for Good Faith Estimate and Mortgage Package Offer. Dr. Lacefield reviews the rules and tolerances for these new items. […]


Posted: October 26th, 2006
Topic : RESPA Updates


New HUD Forms: Good Faith Estimate and Mortgage Package Offer - Part 1

by Sharon Hassler, President, Go Get Experts

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield.

This week’s video begins a discussion of the new HUD/RESPA forms for Good Faith Estimate and Mortgage Package Offer. Dr. Lacefield reviews the rules and tolerances for these new items. […]


Posted: October 10th, 2006
Topic : RESPA Updates


Ask the TITLEMAN™ - Power of Attorney; Trustees; Community Property

by John T. Lotardo aka TITLEMAN™-Sr VP/General Counsel, Stewart Title & Trust of Phoenix

Q. My boss asked me to handle this one thing and I am not sure it’s okay. You see, it’s with a “durable power of attorney” that the real estate agent sent us for a transaction. I think this may not constitute a legal binding contract, since the attorney in fact who signed the contract […]


Posted: September 22nd, 2006
Topic : Ask the TITLEMAN™


Atlanta-based Coldwell Banker Branch Pays $250K

by Sharon Hassler, President, Go Get Experts

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield.

In this week’s video, Dr. Lacefield discusses an Atlanta branch of Coldwell Banker Residential Real Estate under investigation for RESPA violations that settled with HUD for a $250K payment.

View […]


Posted: September 20th, 2006
Topic : RESPA Updates


Escrow Directory by State